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Savings & Investment Habits

Where Nigerians put their money.

Standard Business 629 responses Published Apr 11, 2026
Q1.What is your primary savings method?
Bank savings
24.32%
24.32%
Cash at home
17.01%
17.01%
Mobile money
16.38%
16.38%
None
15.9%
15.9%
Investment apps
13.51%
13.51%
Cooperative/ajo
12.88%
12.88%

629 responses

Q2.Which investment types interest you?
Stocks
35.29%
35.29%
Crypto
34.66%
34.66%
Small business
33.86%
33.86%
Agriculture
33.55%
33.55%
Bonds
33.39%
33.39%
Real estate
30.68%
30.68%

1,267 responses

Q3.How confident are you in your financial future?
5.2
Average rating (1–10 scale)
1
5.25%
2
8.59%
3
11.13%
4
15.42%
5
15.74%
6
15.58%
7
12.72%
8
7.47%
9
4.13%
10
3.97%

629 responses

Q4.Do you have an emergency fund?
629 responses
  • No 63.75%
  • Yes, less than 3 months 23.21%
  • Yes, 3+ months 13.04%

629 responses